Boney is unclaimed —

Boney

Shared expenses, separate accounts.·boney.app

Boney is a shared household ledger for couples, roommates, and families. Users manually enter shared expenses and Boney automatically calculates who owes what to whom, based on custom share ratios rather than a forced 50/50 split. No bank account is connected and no money moves through the app; settling up happens outside Boney by whatever means participants choose. It is available as a web dashboard, native iOS and Android apps, and an installable desktop app.

What it's for

Splitting rent, groceries, and utilities among roommatesTracking shared household expenses between cohabiting partners who keep separate bank accountsManaging shared costs across blended families or multiple householdsCalculating who owes what between participants from logged expensesScheduling and tracking recurring shared expensesTracking income for income-prorated expense splitsSetting monthly budget limits with progress trackingForecasting how much money is safe to spendDetecting lifestyle creep in spendingScanning receipts via camera (premium)Exporting expense data (premium)

Features 18

Automatic per-pair balance calculation
Custom share ratios per participant, not forced 50/50
Data export (premium)
Demo mode without signup
Doc scanner via camera (premium)
Encrypted data stored in Europe
Income tracking
Income-prorated splits (e.g. 60/40, 70/30)
Lifestyle creep detection
Monthly budget limits with progress tracking
Multi-device sync
Multiple shared budgets (3 on free, unlimited on premium)
No bank connection required
No in-app advertising on any plan
Offline-capable PWA
Recurring expenses on a user-set schedule
Safe to Spend spending forecast
Web push notifications

At a glance

free tier

TypeWeb app

DeploymentCloud

PlatformsWeb, iOS, Android, macOS, Windows, Linux

LanguagesEnglish, French, German, Italian, Spanish, Portuguese

Forcouples, roommates, families, cohabiting couples

CompanyBoney

Pricing

Prices are stated in EUR. Premium is €3.90/month on monthly billing. On annual billing, the on-page price shown is €24.90/year (€2.08/month), labeled 'Recommended' and stated to not change on renewal; separately, other product text describes €24.90/year as a 'current reduced annual price' versus a €39.90/year 'full price' for the same plan — the two sources are not fully consistent about whether €24.90 is promotional or standard.

FreeFree

No time limit, no trial — permanently free. Fully usable by couples (2 people); roommates/families of 3+ need premium.

3 budgets maximum · 2 participants per budget (owner + 1 invited editor) · analytics history limited to 30 days

Premium€3.9/mo

Displayed annual price is €24.90/year (€2.08/month), described on-page as not changing on renewal; a separate 'full price' of €39.90/year is also referenced for the same annual plan — see pricing_notes.