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AI Budget Assistant

Home budgeting with an AI assistant·ai-budget.pl

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AI Budget Assistant is a personal and family finance app that combines expense tracking, budgets, savings goals, debt tracking and bank statement import in one place. Users can log expenses by voice or by photographing a receipt, and an AI chat assistant answers financial questions in natural language. Families can share a live household budget across members, and the app is available on Android and through a web browser.

What it's for

Track personal or family expenses by voice or receipt photoManage a shared household budget in real time with family membersImport bank transactions from Wise and other banks via CSV or PDFSet and track savings goalsManage recurring subscriptions and get renewal remindersAsk natural-language questions about spending via an AI chat assistantDetect unusual, duplicate or increased spending

Features 19

  • 9 interface languages
  • AI chat assistant for natural-language financial questions (GPT-4)
  • Bank notification auto-capture on Android (40+ European banks, no credentials required)
  • Bank statement import (CSV, PDF) from Wise, mBank, PKO BP, Revolut, Erste, Alior
  • Category budgets with history, alerts and period tracking
  • Debt tracking
  • Group purchase voting and approval workflows
  • Live activity feed for shared accounts
  • Multi-currency support (USD, EUR, PLN, GBP, UAH, RUB)
  • Offline-first architecture with end-to-end encryption
  • Predictive analytics (Pro plan)
  • Receipt scanning with OCR
  • Safe-to-spend daily limit calculation
  • Savings goals with contribution log
  • Shared family accounts with owner/editor/viewer roles
  • Spending anomaly detection (duplicates, price increases, spikes)
  • Subscription manager with renewal reminders and auto-charge simulation
  • Telegram, WhatsApp and Slack bots
  • Voice expense capture via AI transcription

At a glance

free tierfree trial
TypeWeb app
DeploymentCloud
PlatformsWeb, Android
LanguagesEnglish, Polish, German, Spanish, French, Russian, Ukrainian, Belarusian, Dutch
Forindividuals, families, teams
CompanyMICODE sp. z o.o.

Integrations

TelegramWhatsAppSlackWisemBankPKO BPRevolutErsteAliorGoogle PlayGPT-4

Pricing

Prices are listed in Polish złoty (PLN); the app displays the equivalent in the user's local currency (USD, EUR, PLN, GBP, UAH or RUB) at checkout.

FreeFree

Full expense and budget tracking, Voice entry and receipt scanning, Bank statement import, Telegram, WhatsApp and Slack bots

Up to 3 accounts, 1 member per account, 50 AI queries per month

Prozł14.99/mo

7-day free trial, no credit card required

Up to 5 accounts, up to 5 members per account, 300 AI queries per month

Businesszł59.99/mo

7-day free trial, no credit card required

Unlimited AI queries, unlimited accounts, unlimited members

Last checked 20 days ago·