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LazeeFish

The lazy way to do envelope budgeting.·lazeefish.com

LazeeFish is an envelope budgeting app that connects to bank accounts via Plaid to automatically sync transactions, auto-categorize spending, and detect recurring bills and subscriptions. It offers refund auto-matching, a move-money flow for overspending, joint household budgets, debt tracking with snowball/avalanche projections, and savings goal tracking. The product is delivered as a progressive web app usable in a mobile browser, with a native iOS and Android app in development.

What it's for

Envelope budgeting of monthly incomeAutomatic bank transaction syncing via PlaidAuto-categorizing transactions with learned rulesTracking and paying down debt with snowball/avalanche strategiesSetting and tracking savings goalsDetecting and tracking recurring bills and subscriptionsSharing a joint household budget with a partnerTagging transactions by trip, project, or personExporting transaction data via CSVSplitting paychecks by percentage or flat amount

Features 22

AI-based auto-categorization with learned merchant rules
Credit card payoff tracking
CSV import and export
Dark mode
Debt tracker with automatic principal/interest split
Envelope budgeting
Joint household budgets with shared/read-only/private envelopes
Mortgage tracker
Move-money flow for overspending
Multiple tags per transaction with bulk tagging
Net worth, cash flow, and envelope drill-down reports
Plaid bank sync (12,000+ US banks)
Recurring bill auto-detection and auto-fulfillment
Refund auto-match
Retroactive rule application to past transactions
Savings goals with target tracking
Smart categorization rules by merchant, amount, or account
Smart paycheck splitting by percent or flat amount
Snowball and avalanche payoff projections
Subscription tracker
Two-factor authentication
Wallet & transfer duplicate detection

At a glance

free trial

TypeWeb app

DeploymentCloud

PlatformsWeb, iOS, Android

Forcouples, students, freelancers, households

CompanyLazeeFish

Integrations

PlaidGoogle OAuthStripe

Pricing

Users who signed up before May 2026 are grandfathered onto a 'Founders' plan with full access free forever; this is not a currently purchasable plan.

Personal$5/mo

Cancel anytime; annual billing shown as ~$4.17/mo billed yearly, saving $10 vs monthly.

No tiers, no upsells — all features included at one price