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The AI credit tax: what your software charges now, and who still sells a flat price

Four tools you probably pay for stopped selling AI as part of the seat this year and started selling it by the credit. The seat price did not change. The bill did.

Markiian Lebiak

Founder

Sep 16, 2026

6 min read

A rounded laptop with a parking-meter dial standing beside it, the needle near the top of its arc, and three coins on the surface between them

Here is what moved, what a credit actually costs at each vendor, and which tools still sell a number you can put in a budget. Every price was checked on Sep 16, 2026 from the vendor's own page.

What changed in 2026

Figma, March 18. Per-seat AI credit limits went from "announced" to enforced. A Professional Full seat is $16 a month billed yearly ($20 monthly) and includes 3,000 credits a month. Need more? 5,000 extra credits cost $150 pay-as-you-go, or $120 a month on subscription. The catch is the cap: it is per seat, and it is hard. On March 31 Figma support confirmed to a user that when an admin buys extra credits for the team, an individual seat still stops at 3,000. You can buy credits you are not allowed to spend.

GitHub Copilot, June 1. Every plan moved to usage-based billing. Copilot Pro is still $10 a month, but the $10 now buys 1,000 AI Credits at a cent each, and usage is counted in tokens at each model's API rate. The same request costs a different number of credits depending on which model answers and how long your context is. The meter is in GitHub's hands, not yours.

Webflow, June 29. AI credits were added to every Workspace plan in May, and the limits started biting on June 29. Starter gets 200 a month, Core and Freelancer 300, Growth and Agency 400. Unused credits expire. A Basic site plan is $15 a month yearly or $25 monthly.

Salesforce Agentforce. The pricing has changed shape three times, and today it is a menu: Flex Credits at $500 per 100,000, about 20 credits (roughly $0.10) each time an agent does something; a $5 per user licence that requires those credits; a $125 per user "unmetered" add-on; or Agentforce 1 from $550 per user a month. Pick the one you can predict.

The exchange rate

"AI credit" is one word for six different prices.

VendorOne extra creditWhat your plan includes
ClickUp$0.0011,500 per user on Brain AI ($9)
Salesforce$0.0052.5M per org per year on Agentforce 1
GitHub Copilot$0.011,000 on Pro ($10)
HubSpot$0.01500 a month on Starter
Notion$0.01free to try, then $10 per 1,000
Figma$0.024 to $0.033,000 per Full seat, hard cap

A credit is $0.001 at ClickUp and $0.03 at Figma. Same word, thirty times the price. And at none of them does one credit map to a fixed amount of work: a prompt, an action, a token, a "unit", whatever the vendor decides it is this quarter.

Per-seat pricing had one number. Credit pricing has three: the allowance, the burn rate and the top-up price. You control one of them.

That is not an abstract complaint. In Zylo's 2026 SaaS Management Index, 78% of IT leaders said they hit unexpected AI or consumption charges in the past year, and spend on AI-native apps rose 108% year over year.

Who still sells a flat price

We looked through the AppClap catalog for the same four jobs. These are the tools where the price on the page is the price on the invoice. Crawl dates are from our own last visit to each pricing page.

Design. Penpot is free for teams up to 8 members; Unlimited is $7 per user a month, and the bill is capped at $175 a month no matter how many people you add. Open source, self-hostable, no AI meter (Aug 3). Affinity is free for individuals; the AI tools need a Canva plan, and you can simply not buy one (Jul 30). Sketch is $12 per editor a month yearly, or $120 one time for the Mac licence (Aug 3).

Websites. WordPress.com Personal is $9 a month and counts nothing (Jul 30). Squarespace starts at $19 (Sep 14). Framer is cheaper than Webflow at $10 a month, but be honest with yourself: it runs on credits too, 1,000 a month on Basic (Aug 3).

Code. This is the category where nearly everyone meters, and the flat options are the small ones. Cline is a free, open-source coding agent where you bring your own API key and pay your model provider at cost, so the rate is set by you; ClinePass is $9.99 a month flat (Jul 30). Supermaven Pro is $10 flat, but it is autocomplete, not an agent (Jul 30). Zed is a free, open-source editor; its $10 Pro plan includes $5 of tokens and then meters, so read it as "flat until it is not" (Jul 30).

CRM. Twenty is $9 per user a month and open source (Jul 29). EspoCRM is free if you host it, or EUR 12.90 per user in the cloud (Jul 29). HubSpot's CRM is free for two users and 1,000 contacts, though its paid tiers carry credits at a cent each, 500 a month on Starter (Jul 29).

How to read a credit pricing page

Four questions. If the page does not answer them, the price is not the price.

  1. Per seat or pooled? Figma caps per seat, hard. Copilot Business pools at the billing entity.
  2. What does one extra credit cost, and is subscription cheaper than pay-as-you-go? Figma: $0.024 versus $0.03.
  3. Do unused credits roll over? Webflow: no.
  4. Is the burn rate published per action or per token? Salesforce: per action, about 20 credits. Copilot: per token, at the model's rate, so it moves when the model does.

What we do about it

AppClap reads pricing pages so you do not have to. Every price in the catalog shows the day we last checked it, we never take money from vendors, and when we cannot determine something we say so instead of guessing.

Try it in your own words: design tool with a flat price and no AI credits.

Sources: figma.com/pricing; help.figma.com, Manage AI credits; figma.com/blog, Updates to AI credits in Figma; forum.figma.com thread 52438; github.blog, GitHub Copilot is moving to usage-based billing; webflow.com/blog, Simplified plans and updated pricing 2026; help.webflow.com, Webflow AI credits; salesforce.com Agentforce pricing; Zylo 2026 SaaS Management Index; AppClap catalog crawl dates as noted.

Written by

Markiian Lebiak

Founder of AppClap. Writes about the software people actually use, and the people quietly rebuilding it.