Monarch is unclaimed —

Monarch

The modern way to manage money·monarch.com

No free plan (7-day trial) See pricing ↓

Monarch is a personal finance app that brings all of a user's financial accounts into one place to track net worth, spending, and cash flow. It offers budgeting tools, subscription/recurring bill tracking, investment tracking, customizable reports, and goal planning. Users can collaborate with a partner or financial advisor on shared budgets at no extra cost, and the app syncs across web, iOS, and Android.

What it's for

Tracking net worth across bank accounts, real estate, investments, credit cards, and loansBudgeting and categorizing transactionsDetecting and managing recurring subscriptions and billsCollaborating with a partner or financial advisor on shared financesSetting and tracking savings goalsVisualizing spending and cash flow with reports and chartsTracking investment portfolios (stocks, mutual funds, 401ks, ETFs, crypto)Financial forecasting/planning for retirement, home buying, or career breaksTracking credit score

Features 19

AI Assistant
AI categorization of transactions
Bill/subscription calendar and payment reminders
Browser extension (Monarch Extension) for shopping trip tracking (e.g., Target)
Collaborative budgeting with partner or financial advisor
Credit score tracking
Cross-device sync across web, iOS, and Android
Customizable drag-and-drop dashboard widgets
Customizable reports and charts including Sankey diagrams
Financial forecasting for retirement, home buying, or career breaks
Goal setting and progress tracking
Investment tracking (stocks, mutual funds, 401ks, ETFs, crypto)
Net worth tracking across bank accounts, real estate, investments, credit cards, and loans
Read-only bank account permissions
Real estate value sync via Zillow Zestimates
Recurring subscription and bill detection
Searchable transaction list across all accounts
Two-factor authentication and one-time passcodes
Two-way data encryption at rest and in transit

At a glance

free trial

TypeWeb app

DeploymentCloud

PlatformsWeb, iOS, Android

Forcouples, financial professionals, individuals managing personal finances

CompanyMonarch Money, Inc.

Integrations

TargetZillow

Complianceself-reported

SOC 2

Resources

Changelog

Pricing

Pricing is available on request. A user testimonial mentions 'Monarch Money may cost $99 a year', though this is not an official vendor price. Plans referenced by name are 'Core' and 'Monarch Plus'.

CoreQuote

Referenced as the standard plan; promo code WELCOME gives 30% off first year, valid for annual Core plan only, web checkout only.

Monarch PlusQuote

Introduced April 20, 2026 as a higher tier ('Plus') with deeper planning features; exact price not stated on supplied pages.

30% off first year with code WELCOME, for new users only, valid for annual Core plan only, redeemable on web checkout only (not on mobile app).