Countingup is unclaimed —

Countingup

The business bank account with built-in accounting & tax·countingup.com

Countingup is a UK business bank account app that combines banking with built-in accounting and tax tools. It automatically categorises transactions, lets users create invoices and payment links, capture and store receipts, and file VAT returns directly to HMRC. It also provides real-time tax estimates, a tax savings pot earning interest, and an Accountant Hub for sharing financial data with accountants.

What it's for

Open a business bank accountAutomatic bookkeeping and transaction categorisationCreate and send personalised invoices and payment linksAccept card and payment link paymentsTrack unpaid invoices and get payment notificationsCapture and store receiptsEstimate and save for tax in real timeFile VAT returns directly to HMRC (Making Tax Digital)Register a limited company with Companies HouseShare financial data with an accountant via Accountant HubApply for business loans

Features 19

Accountant Hub for secure data sharing with accountants
Automatic transaction categorisation
Built-in accounting software
Business current bank account
Business loan applications (via iwoca)
Card and account-transfer payment acceptance
Financial reporting and cashflow insights
Free company registration with Companies House
In-app MTD-compliant VAT filing to HMRC
Instant payment notifications
Mastercard Business Bonus programme
Personalised invoice creation and payment links
Profit and loss & balance sheet reports
Real-time tax estimate
Receipt capture and storage
SmartTax AI transaction categorisation
Tax deadline reminders
Tax pots earning 1.2% AER (variable) interest
Unpaid invoice notifications

At a glance

free trial

TypeMobile app

DeploymentCloud

PlatformsiOS, Android

Forsmall businesses, sole traders, freelancers, self-employed, accountants, bookkeepers

CompanyCounting Ltd (trading as Countingup)

Integrations

GriffiniwocaCompanies HouseHMRCMastercard

Complianceself-reported

Making Tax Digital (MTD)

Pricing

Prices are stated in GBP. New customers get a 3-month free trial before monthly subscription pricing (from £5/month) begins, based on total monthly deposits. Customers who joined before 3 August 2026 on sort code 23-69-72 remain on an older pricing plan described in their terms & conditions.

£0 – £750 monthly deposits£5/mo

Subscription tier based on total monthly deposits after the 3-month free trial ends

Total monthly deposits £0 – £750

£750.01 – £7,500 monthly deposits£12/mo

Subscription tier based on total monthly deposits after the 3-month free trial ends

Total monthly deposits £750.01 – £7,500

Unlimited monthly deposits£20/mo

Subscription tier based on total monthly deposits after the 3-month free trial ends

Total monthly deposits: Unlimited

Clients referred via a Countingup accountant's Accountant Hub get 6 months free instead of the standard 3-month trial