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Crater
AI-powered Embedded AR/AP Automation.·craterapp.com
Crater is an embedded finance platform that lets other platforms add AI-powered invoicing, bill pay, payments, lending, and accounting automation tools for their users with minimal technical lift. It provides APIs, webhooks, and SDKs (React, Vue) for developers to integrate invoicing workflows, ACH/card payments, working capital tools, and a general ledger. It also includes an AI-powered 'Financial Copilot' that answers financial questions, creates invoices, and generates reports.
What it's for
Add invoicing and bill pay workflows to a platformEnable ACH and card payment acceptanceProvide working capital / lending tools like AR advances and Buy Now Pay LaterAutomate accounting data sync with QuickBooks and XeroMaintain a general ledger and financial reportingUse AI Financial Copilot to answer financial questions and generate invoices/reportsAutomate custom workflows for card issuing and invoice payments
Features 15
- Ability to accept deposits on estimates
- Accounting automation with data import/export (QuickBooks, Xero)
- Accounts Receivable & Accounts Payable management
- Advances on Accounts Receivable
- AI-powered Financial Copilot for Q&A, invoice creation, and report generation
- APIs, Webhooks, and SDKs for developers
- Bill Pay
- Buy Now, Pay Later for Accounts Payable
- Custom workflow automation for card issuing and milestone-based invoice payments
- General Ledger with account, transaction, and reporting tracking
- Integrated card and ACH payment acceptance
- Invoicing workflows to send and receive invoices
- Pre-built Plaid integration for bank account connection
- React SDK and Vue SDK with prebuilt components
- Working capital tools / lending
Pricing
Pricing is not publicly listed. The primary call-to-action is 'Get a demo', indicating sales-assisted or quote-based pricing.