Mercury is unclaimed —

Mercury

Radically different banking·mercury.com

Mercury is an online business banking platform offering checking and savings accounts, business credit cards, expense management, payments, invoicing, and AI-powered accounting automations for startups and growing companies. It also provides treasury/yield services, venture debt, working capital loans, and a personal banking product. Banking services are provided through partner banks Choice Financial Group and Column N.A., as Mercury itself is a fintech company rather than a chartered bank.

What it's for

Business checking and savings bankingIssuing business credit cards and managing team/agent spendSending and receiving domestic and international paymentsCreating and sending invoices, including recurring and multi-currency invoicesPaying bills with AI-assisted bill reading and processingSyncing and automating accounting with QuickBooks, Xero, and NetSuiteEarning yield on idle cash through Mercury TreasuryAccessing venture debt and working capital loansManaging personal banking financesGenerating SAFEs for fundraising

Features 20

Accounting automations syncing with QuickBooks, Xero, and NetSuite
AI-powered Bill Pay that reads and populates bill details
Business checking and savings accounts with no minimum balance
Business credit cards with 1.5% cashback
Expense management with spend controls, limits, and approvals
Instant virtual card creation
Invoicing and payments API access
Invoicing with recurring invoices and multi-currency support (100+ currencies)
Mercury Books AI-powered accounting software
Mercury Command for AI-driven finance intelligence
Mercury Insights for financial visibility
Mercury Spend for team and agent expense management
Mercury Treasury with up to 4.00% yield
Personal banking with joint accounts and free USD wires
Physical and mailed checks
Real-time payments available 24/7/365
SAFE generator for fundraising
Up to $5M FDIC insurance via partner bank sweep networks
Venture Debt
Working Capital Loans

At a glance

free tierAPI

TypeWeb app

DeploymentCloud

PlatformsWeb, iOS, Android

Forstartups, small businesses, scaling companies, entrepreneurs

CompanyMercury Technologies, Inc · 2017

Integrations

NetSuiteXeroSequoiaStripeGustoQuickBooks

Complianceself-reported

AMLKYBKYCOFACPCISOC 2 Type II

Resources

Changelog

Pricing

Custom pricing available for businesses with complex operations via contacting sales. Mercury Treasury requires a $250K account balance to unlock. Mercury Personal costs $240/year standalone but is included free with any business plan.

MercuryFree

Always $0/month; banking and essential tools included with every account.

Reimbursing out-of-pocket expenses for more than 5 active users per month requires a paid plan; Treasury access requires a $250K Mercury balance

Mercury Plus$35/mo

$29.90/month shown under Annual Pricing (15% off); regular price stated elsewhere as starting at $35/month.

Invoice with ACH debit costs $1/transaction

Mercury Pro$299/mo · billed annually

$299/month shown under Annual Pricing (15% off) toggle; no separate month-to-month price stated.

Invoice with ACH debit at $0/transaction

15% off when billed annually

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