MyFinances is unclaimed —

MyFinances

Privacy-First Annual Budget & Wealth Tracker·myfinancesapp.com

MyFinances is a privacy-first budget and net worth tracker that requires no bank account linking, relying instead on manual entry and CSV imports. It offers a Financial Health Score, goal setting, spending challenges, and optional AI-powered features such as transaction categorization, savings insights, and financial forecasting. Data is tied to a user's Google account and stored in an isolated, encrypted vault, with full CSV export available at any time.

What it's for

Track spending without linking a bank accountMonitor net worth and assets/liabilities over timeImport transaction history via CSV from other budgeting toolsGet an overall Financial Health ScorePlan and pay off debtForecast future net worth with 'what-if' scenariosTrack stock portfoliosAutomate recurring bills and income loggingGamify saving with challenges and achievements

Features 19

10+ professional financial calculators
AI financial forecasting with 'what-if' scenarios
AI savings finder and weekly digest
AI-powered CSV categorization
Automated AI monthly reviews
Cash flow visualization
CSV import of transactions
Debt payoff calculator and planner
Financial Health Score (letter grade)
Full data export to CSV
Goal setting and achievement system
Manual transaction logging
Monthly budgeting and calendar views
Net worth tracking (assets & liabilities)
Progressive Web App with home-screen install
Recurring bill/income automation
Row-Level Security (RLS) data isolation
Spending challenges (gamification)
Stock portfolio tracking with live data

At a glance

free tier

TypeWeb app

DeploymentCloud

PlatformsWeb, iOS, Android

CompanyPIVOT POINT LABS LLC

Integrations

GoogleGoogle GeminiStripeCloudflare

Resources

Pricing

FreeFree

Manual Transaction Logging & CSV Import, Interactive Dashboard with Financial Health Score, Monthly Budgeting & Calendar Views, Asset, Liability & Net Worth Tracking, Goal Setting & Achievement System, Spending Challenges, 100% Data Ownership & Privacy, Zero Advertisements or Data Selling, Full Data Export (CSV)

Free forever tier covering essential features

Premium$5.99/mo

Marked as 'Most Popular' on the pricing page