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MoneyMatter

Your finances. Your server. Zero data harvesting.·moneymatter.app

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MoneyMatter is a free, open-source budget tracking and personal finance app. It lets users connect bank accounts, track expenses, set budgets, monitor investments, and use AI to categorize transactions and answer financial questions. It can be used as a hosted cloud service or self-hosted via Docker for full data ownership.

What it's for

tracking expenses and budgetssyncing bank account transactionscategorizing transactions with AItracking investment portfoliosimporting CSV or bank statement dataasking AI assistants natural-language questions about personal financessharing financial visibility with family members or accountants

Features 16

  • AI integration via MCP (Claude, ChatGPT, OpenClaw, any MCP client)
  • AI-powered transaction categorization
  • Bank account synchronization (Monobank, EnableBanking, LunchFlow)
  • Budget tracking with visual progress indicators
  • CSV and bank statement import, including AI-assisted parsing
  • Custom categories, tags, and notes for transactions
  • Dark mode
  • Detailed analytics and spending reports
  • Family sharing with read-only or write access scoped per recipient
  • Full data export
  • Investment portfolio tracking (beta) with real-time market data
  • Mobile-friendly responsive design
  • Multi-currency support with automatic exchange rates
  • Progressive Web App (PWA) support
  • Recurring transaction tracking
  • Self-hosting option via Docker

At a glance

free tieropen sourceself-hostableAPI
TypeWeb app
DeploymentHybrid
PlatformsWeb
Forindividuals who want control over their financial data, people seeking a privacy-first alternative to apps like Mint and YNAB

Integrations

MonobankEnableBankingLunchFlowClaudeChatGPTOpenClaw

Resources

Pricing

Entirely free; no paid tiers listed. Compared favorably in-page to YNAB's stated $99/year price.

FreeFree

Same free product available as hosted cloud or self-hosted via Docker

Free forever, for cloud or self-hosted use

Last checked 20 days ago·