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Paisa
Personal Finance Manager·paisa.fyi
Paisa is an open source personal finance manager that helps track investments like mutual funds, stocks, and NPS funds. It provides expense categorization, budgeting, goal planning, tax calculations, recurring bill tracking, and retirement planning. All financial data is stored locally in plain text ledger files rather than on a remote server.
What it's for
Tracking mutual fund, stock, and NPS investment pricesCategorizing and budgeting personal expensesImporting bank and credit card statements into a ledgerCalculating taxes and EMIsPlanning and tracking savings goalsTracking recurring bills and credit card paymentsPlanning for retirementTax harvesting and capital gains calculation
Features 19
- Allocation targets
- Budget setting per category to control spending
- Built-in editor with syntax highlighting, auto-completion, error checking, and auto-formatting
- Bulk edit of journal entries
- CLI support
- Credit card liabilities tracking
- Data stored in plain text, version-controllable files
- Expense tracking and categorization with customizable categories and icons
- Goal planning with target date or monthly contribution calculations
- Import CSV, Excel, and PDF bank/credit card statements into Ledger journal format
- Manual price entry for assets like house, car, land
- Multiple price data providers supported (e.g., Yahoo, Alpha Vantage, IBJA India for gold/silver)
- Recurring transaction and bill tracking with calendar view
- Retirement planning
- Schedule AL reporting
- Sheets: a live, interactive notepad calculator connected to ledger data
- Tax harvesting and capital gains calculation
- Track latest market price of mutual funds, NPS funds, and stocks
- User login/authentication support
At a glance
free tieropen sourceself-hostable
TypeWeb app
DeploymentSelf-hosted
CompanyAnantha Kumaran
Integrations
YahooAlpha VantageIBJA India
Resources
Pricing
Paisa is free, open-source software with no listed pricing plans.