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SavePoint

Your Money, Your Data, Your Control·savepointfinance.com

SavePoint is a personal finance management software that operates 100% offline, storing all financial data locally on the user's device. It offers advanced budgeting, transaction management, balance sheet and cash flow analysis, and FIRE (Financial Independence Retire Early) planning with Monte Carlo simulations. The software is sold as a one-time purchase rather than a subscription, and supports multi-currency and multi-language use.

What it's for

Budgeting and expense trackingFIRE/retirement planning with Monte Carlo simulationsNet worth and balance sheet trackingCash flow and budget-vs-actual analysisTransaction management and categorizationFinancial goal and milestone tracking

Features 20

10+ report types including Sankey flow diagrams
100% offline operation with local data storage
8-language UI support with dynamic language switching
Annual budget creation with category-based allocation
Balance sheet tracking (Assets - Liabilities = Net Worth)
Budget vs actual variance tracking
Bulk transaction import from CSV/Excel
Cash flow center with budget vs actual analysis
Customizable dashboard with 12+ interactive modules
FIRE planning with Monte Carlo simulations (up to 10,000 runs)
Goal and milestone tracking with target date predictions
License activation on 2 devices with hardware replacement license
Master password protection
Multi-currency support (150+ currencies)
Multi-period balance tracking (3/6/12-month, current-year views)
Multiple FIRE strategy types (Lean, Traditional, Fat FIRE, custom)
PDF and Excel report exports
Secure local backup & restore
Smart transaction categorization with vendor-to-category mapping
Unlimited financial account tracking (checking, savings, credit cards, loans, investments, crypto, real estate)

At a glance

free trial

TypeDesktop app

DeploymentInstalled (local)

PlatformsWindows, macOS

LanguagesEnglish, Spanish, French, German, Italian, Portuguese, Japanese, Chinese

Forprivacy-conscious users, individuals seeking financial independence (FIRE), international/multilingual users

CompanySavePoint LLC

Integrations

Stripe

Pricing

SavePoint is sold as a one-time purchase of $99.99 (per the 10-year cost comparison table), not a monthly subscription, so no monthly-equivalent price applies. Add-on services (Secure Backup, Financial Aggregator) are listed as 'Coming Soon' with no price stated.

SavePoint LicenseQuote

One-time purchase priced at $99.99 (as shown in the 10-year cost comparison table); not a recurring subscription.

Use on 2 devices; hardware replacement license once every 2 years

Discount on future major versions for existing customers. [raw type: other]