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Econoxi

Know your money today. See tomorrow before it arrives.·econoxi.com

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Econoxi is a privacy-first, offline-first personal finance app that unifies cash, crypto (150+ coins with live prices), gold, and real estate into a single net worth view. It supports 160+ currencies with live exchange rates, optional bank/PayPal/Venmo sync via Plaid, an AI financial advisor, budgeting and savings goals, business invoicing, and shared family or team spaces. The app works without an internet connection and syncs automatically once back online, with no ads and no data selling.

What it's for

Track combined net worth across cash, crypto, gold, and real estateMulti-currency budgeting and expense trackingOptional bank, PayPal, and Venmo sync via PlaidAsk an AI financial advisor questions about personal spending and goalsRun financial stress tests against real balances (Foresight)Simulate financial decisions with a What If scenario toolShare a combined financial view with a partner or team without merging accountsManage freelance/business invoicing and client tracking alongside personal financesScan receipts to auto-log expensesSet budgets and savings goals with alerts before overspending

Features 16

  • 12,000+ supported financial institutions
  • 160+ currencies with live exchange rates
  • AI Financial Advisor powered by Google Gemini
  • AI-powered receipt scanning
  • Budget and savings goal tracking
  • Business invoicing and client management
  • Crypto portfolio tracking (150+ coins with live CoinGecko prices)
  • Family Space (2 members) and Team Space (up to 30 members)
  • Foresight financial stress testing with Resilience Score
  • No ads, no data selling
  • Offline-first functionality with cross-device sync
  • Optional bank account sync via Plaid
  • PayPal and Venmo sync via Plaid
  • Tax-deductible expense tagging
  • Unified net worth view: cash, crypto, gold, real estate
  • What If scenario simulator

At a glance

free tierfree trial
TypeWeb app
DeploymentCloud
PlatformsWeb, iOS, Android
Forexpats, freelancers and consultants, couples and partners, financial coaches and advisors, privacy-focused users, crypto and multi-asset holders
CompanyEconoxi

Integrations

PlaidPayPalVenmoCoinGeckoGoogle Gemini

Resources

Pricing

Free plan is free forever with no credit card required; Pro and Business are paid monthly subscriptions.

FreeFree

AI advisor limited to 50 questions/month on every plan

Includes expense tracking, budgets, and goals with no time limit

Pro$4.99/mo

AI advisor limited to 50 questions/month

Business$9.99/mo

AI advisor limited to 50 questions/month

Team Space up to 30 members

Last checked 20 days ago·