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Wave

Clear books. Confident decisions.·waveapps.com

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Wave is small business software that combines accounting, invoicing, payments, and payroll in one unified platform. It lets users track income and expenses, create and send professional invoices and estimates, accept online payments (credit card, bank transfer, Apple Pay), and run payroll. It is designed for small business owners and solopreneurs rather than accountants, and also offers optional bookkeeping and advisory services (Wave Advisors).

What it's for

Send invoices and estimatesAccept online payments via credit card, bank transfer, or Apple PayTrack income and expensesManage cash flow and customers in one dashboardScan and organize receiptsRun payroll for employees or contractorsGet bookkeeping/accounting help from Wave AdvisorsTag and track project profitability

Features 16

  • Accounting and bookkeeping records
  • Add users with role-based access
  • Automated late payment reminders
  • Bank transaction auto-import and categorization
  • Custom branding on invoices/estimates
  • Dashboard and financial reports
  • Invoicing and estimates
  • Mobile app for invoices, expenses, and receipts
  • Online payments (credit card, bank transfer, Apple Pay)
  • Payroll for employees and contractors
  • Receipt scanning with OCR
  • Recurring billing
  • Reusable email message templates
  • Tags for tracking project/client profitability
  • Third-party integrations
  • Wave Advisors bookkeeping and coaching services

At a glance

free tierAPI
TypeWeb app
DeploymentCloud
PlatformsWeb, iOS, Android
Forsmall business owners, freelancers, solopreneurs, contractors, consultants
CompanyWave Financial Inc. · 2009

Integrations

PlaidStripeAdyen

Complianceself-reported

PCI-DSS

Pricing

Prices also listed in CAD (Pro Plan: $25 CAD/month or $250 CAD/year). Prices do not include applicable tax. Wave Advisors and receipt add-on pricing vary by base plan.

Starter PlanFree

Online payments cost 2.9% + $0.60 per credit card transaction, 3.4% + $0.60 per Amex transaction.

Pro Plan$19/mo

Billed monthly $19 USD ($25 CAD) or annually $190 USD/year ($250 CAD/year). Discounted card rate: 2.9% + $0 per transaction for first 10 transactions/month, then 2.9% + $0.60 thereafter.

Subscription fee is per business, not per owner.

Wave Advisors$199/mo

Starting at $149/month (billed annually) or $199/month (billed monthly).

Mobile receipts not included

New Pro Plan monthly subscribers get $9.50 USD/month for the first 3 months (save $28.50), offer available Dec 2, 2025 to Jan 6, 2026.

Last checked 24 days ago·