Wave
Clear books. Confident decisions.·waveapps.com
Wave is small business software that combines accounting, invoicing, payments, and payroll in one unified platform. It lets users track income and expenses, create and send professional invoices and estimates, accept online payments (credit card, bank transfer, Apple Pay), and run payroll. It is designed for small business owners and solopreneurs rather than accountants, and also offers optional bookkeeping and advisory services (Wave Advisors).
What it's for
Features 16
- Accounting and bookkeeping records
- Add users with role-based access
- Automated late payment reminders
- Bank transaction auto-import and categorization
- Custom branding on invoices/estimates
- Dashboard and financial reports
- Invoicing and estimates
- Mobile app for invoices, expenses, and receipts
- Online payments (credit card, bank transfer, Apple Pay)
- Payroll for employees and contractors
- Receipt scanning with OCR
- Recurring billing
- Reusable email message templates
- Tags for tracking project/client profitability
- Third-party integrations
- Wave Advisors bookkeeping and coaching services
At a glance
Integrations
Complianceself-reported
Pricing
Prices also listed in CAD (Pro Plan: $25 CAD/month or $250 CAD/year). Prices do not include applicable tax. Wave Advisors and receipt add-on pricing vary by base plan.
Online payments cost 2.9% + $0.60 per credit card transaction, 3.4% + $0.60 per Amex transaction.
Billed monthly $19 USD ($25 CAD) or annually $190 USD/year ($250 CAD/year). Discounted card rate: 2.9% + $0 per transaction for first 10 transactions/month, then 2.9% + $0.60 thereafter.
Subscription fee is per business, not per owner.
Starting at $149/month (billed annually) or $199/month (billed monthly).
Mobile receipts not included
New Pro Plan monthly subscribers get $9.50 USD/month for the first 3 months (save $28.50), offer available Dec 2, 2025 to Jan 6, 2026.