BudgetWise AI
Your personal budget and subscription auditor·budget-auditor--josephnrobinson.replit.app
BudgetWise AI is a personal finance web app for tracking spending, managing subscriptions, and running AI-powered audits to find savings opportunities. It provides a dashboard with financial scores (Financial Health Score, Budget Convergence Score) and a monthly budget grade, along with transaction tracking, bank sync, and payment history features.
What it's for
Features 16
- AI-powered savings audit
- Archive management
- Bank account sync for transaction import
- Budget Convergence Score
- Daily logging streak rewards
- Data save/restore
- Financial Health Score
- Home screen install (PWA-style)
- Monthly Budget Grade (A-F)
- Payment history tracking
- Recent transactions view
- Referral program for free credits
- Spending and transaction tracking
- Spending by category breakdown
- Subscription management
- Voice logging via microphone
Pricing
The site shows a $4.99 charge to unlock a monthly budget grade breakdown, and an optional 'Buy us a coffee' donation of $1, $3, or $5 that is not a product plan. No recurring subscription price is stated.
Credits are used to run AI audits
Starts with 1 free AI Audit credit
One-time purchase per month to view detailed grade breakdown
Per-month unlock (e.g. 'Unlock July 2026 grade — $4.99')